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Title education & industry news to help you make better decisions & be a stronger professional.

Do cash buyers need title search and escrow?

Do cash buyers need title search and escrow?

Why? Can’t I draft a deed on my own? If you’re using a settlement agent, they won’t permit it.  While it may be technically possible for you to draft your own deed in some states, it is highly inadvisable. There are 2 major problems with doing so: It may not have all the legal language […]

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Why you must know about owner’s title insurance.

Why you must know about owner’s title insurance.

Who Else May Have an Interest (Rights) in Your Property? Although title generally refers to an ownership interest in a property, title specifically refers to all interests in a property by all parties. Interests can be:   Rights to limited or specific use of your property by others due to easements they have been granted by […]

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How to do a title search

How to do a title search

To learn what “title” is and why a title search is needed,  see blog 1-A by clicking here. Doing a title search is a complex process that requires substantial knowledge and experience if it is to be used for a transaction (purchase or refinance of real estate).  If you’re just seeking information, ok, have at […]

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What is “Title” in real estate & why is a title search needed to determine It?

What is “Title” in real estate & why is a title search needed to determine It?

“Title” generally refers to property rights, or “interests”. A search of a property’s title is the only and best way to determine a property’s rights and interests.   There is no definitive summary of property rights that is available anywhere. Therefore, one must search that property’s record (log) for them. Land records in the US are […]

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What is the difference between title and a deed?

What is the difference between title and a deed?

What is Title? Title” generally refers to ownership of a piece of property but includes all rights to a property by other parties. What is a Deed? A deed is a written document that evidences the sale (conveyance) of that ownership interest from seller (grantor) to buyer (grantee). Deeds are made official record at the […]

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The role of a title search in preventing property fraud

The role of a title search in preventing property fraud

Title to real estate is usually in the form of the deed you signed when buying the property, which was then recorded at the county office.  Assuming those virtual records do not disappear or get “wiped”, after recording, the hardcopy, original deed is virtually worthless. Copies also exist at the settlement agent’s office (attorney, title, […]

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